Terms of Use - GhanaInvest

1. Acceptance of Terms

Welcome to GhanaInvest. By accessing and using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and GhanaInvest regarding your use of our website, mobile applications, and investment services (collectively, the "Services"). If you do not agree with any part of these terms, you must not use our Services.

Please note that we may modify these Terms of Use at any time, and such modifications shall be effective immediately upon posting on our website. Your continued use of our Services following any modifications indicates your acceptance of the modified Terms of Use.

2. Description of Services

GhanaInvest provides investment advisory and financial information services focused on the Ghanaian market. Our Services include but are not limited to investment strategies, financial education resources, market analysis, and personalized investment recommendations. While we strive to offer accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of the information provided.

Our Services are intended solely for informational and educational purposes. The content on our website and in our communications should not be construed as professional financial advice, investment recommendations, or solicitations to buy or sell any securities or financial products.

3. User Eligibility

You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding agreement. If you are using our Services on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to bind such entity to these Terms of Use.

Our Services are primarily intended for users in Ghana and may not be appropriate or available for use in other locations. If you access our Services from outside Ghana, you do so at your own risk and are responsible for compliance with local laws.

4. User Accounts

Some features of our Services may require you to create an account. When registering for an account, you agree to provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to protect your account credentials or from unauthorized access to your account.

We reserve the right to suspend or terminate your account at our discretion, without notice, if we believe you have violated these Terms of Use or if your account shows signs of fraud, abuse, or suspicious activity.

5. Intellectual Property Rights

All content on our website and Services, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of GhanaInvest or its content suppliers and is protected by international copyright laws.

You may access, download, or print materials from our website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any content from our Services without our express written consent.

The GhanaInvest name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of GhanaInvest or its affiliates. You must not use such marks without our prior written permission.

6. User Conduct

When using our Services, you agree not to:

Violate any applicable laws, regulations, or third-party rights
Use our Services for any illegal or unauthorized purpose
Attempt to gain unauthorized access to any portion of our Services or any related systems or networks
Interfere with or disrupt the operation of our Services or servers
Upload or transmit viruses, malware, or other malicious code
Collect or harvest user data without permission
Impersonate another person or entity
Post content that is defamatory, obscene, or otherwise objectionable

We reserve the right to monitor user conduct and remove any content that violates these Terms of Use or is otherwise objectionable, at our sole discretion.

7. Investment Risks and Disclaimer

Investments involve risk, including the possible loss of principal. Past performance is not a guarantee of future results. The value of investments may fluctuate, and investors may lose money, including the original investment amount.

The information provided through our Services is based on our analysis and interpretation of financial data and market conditions. We do not guarantee the accuracy, completeness, or timeliness of this information. Investment decisions should be based on your own research and evaluation of the risks involved.

You acknowledge that GhanaInvest is not a registered investment advisor, broker-dealer, or financial institution in Ghana or any other jurisdiction. Our content is provided for informational purposes only and does not constitute professional financial advice, investment recommendations, or solicitations to buy or sell any securities or financial products.

8. Limitation of Liability

To the maximum extent permitted by applicable law, GhanaInvest and its directors, officers, employees, affiliates, agents, contractors, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Your use or inability to use our Services
Any unauthorized access to or use of our servers or personal information stored therein
Any interruption or cessation of transmission to or from our Services
Any bugs, viruses, or other harmful code that may be transmitted through our Services
Any investment decisions made based on the content provided through our Services

This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if GhanaInvest has been advised of the possibility of such damages.

9. Indemnification

You agree to defend, indemnify, and hold harmless GhanaInvest and its directors, officers, employees, affiliates, agents, contractors, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of our Services.

10. Governing Law and Jurisdiction

These Terms of Use and any disputes arising out of or related to these terms or our Services shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law principles.

Any legal action or proceeding arising out of or relating to these Terms of Use shall be brought exclusively in the courts of Ghana, and you consent to the personal jurisdiction of such courts.

11. Changes to Terms of Use

We reserve the right to modify or replace these Terms of Use at any time, at our sole discretion. The most current version will be posted on our website with the effective date. Your continued use of our Services after any modifications to the Terms of Use constitutes your acceptance of such changes.

It is your responsibility to check our website periodically for changes. If you do not agree with any revisions to the Terms of Use, you must stop using our Services.

12. Contact Information

If you have any questions or concerns about these Terms of Use, please contact us at:

GhanaInvest
15 Independence Avenue
Accra Financial District
Ghana
Email: [email protected]
Phone: +233 30 277 8899

Last Updated: August 15, 2023